ACH Origination is a simple, low-cost way to move money quickly. Make same-day payments to vendors, employees, or collect pre-authorized customer payments that are secure and cost-effective.

• QuickBooks Integration
• Fraud Protection
• Lower Cost (Compared to Check/Credit Card payments)
• Faster Processing
• Same-Day Availability

Easily monitor daily incoming checks or ACHs for your business. Return items that appear to be unauthorized and minimize potential fraud losses.

• Increased Fraud Protection
• Convenient Reporting
• Added Control to Pay or Return Items

Initiate one-time and recurring payments with ease while saving money on postage.

• Initiate Vendor Payments
• Schedule Recurring & One-time Auto Payments
• Improve Accounts Payable Operations
• Reduce Accounts Payable Related Expenses

Securely initiate same-day check deposits with a check scanner all without leaving the office.

• Onsite Setup & Training
• Submit Multiple Checks Anytime, All Day
• View Reports of all Deposits
• Same Day Credit – Submit Before 5:45 PM CST

A digital invoicing solution that lets you accept payments directly into your bank account.

• Easily Collect Payments or Donations
• Send Invoices Right from Digital Banking
• Get Paid Directly into your Bank Account
• Customers Pay with Credit Card, Debit Card or ACH

What are ICS and CDARS?

ICS, the IntraFi Cash Service®, and CDARS are smart, convenient ways to safeguard your large deposits.

With ICS, your funds are placed into demand deposit accounts, money market deposit accounts, or both. With CDARS, funds are placed into CDs.

With the ICS and CDARS services, you can

• Enjoy peace of mind knowing your funds are eligible for millions in aggregate FDIC insurance across network banks.
• Earn interest
• Save time by working directly with our bank
• Enjoy flexibility
• Know the amount of your deposit can be used to invest in your local community

Call your Business Services Team today and let us know how ICS and CDARS can work for you!

Personalized Merchant Solutions with Technology to Fit Your Needs

Our comprehensive suite of cutting-edge solutions are designed to enhance the way you manage your business and payment acceptance. Whether you operate a single location, multiple sites, or are mobile, we offer secure, powerful, and efficient payment processing solutions to help your business grow.

Accept all major payment types including credit, debit, chip cards as well as mobile wallet payments.

• Dual Pricing Technology
• Point of Sale Solutions
• Smart Terminals
• Mobile Processing Solutions
• Next-Day Funding Option
• Fraud Prevention and Data Security Solutions

Contact a bank representative to inquire about Credit Card processing through our third-party partner, Merchant Data Solutions.